Fast. Simple. Smart. Loans for You & Your Business
airpay capital-the hassle-free way to get loans.
Get StartedOur Loan Products
airpay capital is a new-age fintech company transforming credit delivery with cutting-edge technology and trusted partnerships
Our Loan Products
airpay capital is a new-age fintech company transforming credit delivery with cutting-edge technology and trusted partnerships
Instant Cash Loan
Get a loan up to ₹1,00,000 with minimal documentation for a tenure up to 24 months.
Why choose airpay capital?
airpay capital makes borrowing simple: quick cash when you need it, stress-free repayment after. Smart borrowing today, stronger finances tomorrow.
Fully digital process
No paperwork hassle
Quick disbursal in
24-48 hours
*T&Cs Apply
Flexible repayment
options
Smart tech. Solid trust.
Fully compliant.
Eligibility
Your loan starts here — see if you’re eligible in minutes.
Nationality
Indian
Citizen.
Age
Between 21 and
60 years.
Documentation
Selfie, PAN Card, and
Aadhaar Card.
Profile
Self-employed and Small business owners
How it works!
Borrow your way and repay with ease.
With airpay capital, you’re in control – A quick, hassle-free application that takes only
minutes.
Get instant cash straight to your bank.
Download the app
Provide a few basic details & initiate the application process.
Digital KYC
Complete your KYC verification with quick online details.
Quick Approvals
Tech-driven eligibility check and get your loan sanctioned.
EMI Calculator
Easily plan your loan with airpay capital’s calculator. Simply move the slider to adjust the loan amount, interest rate, and tenure to see your Equated Monthly Instalment (EMI) instantly.
Your monthly instalment
₹ 8,035
Loan Tenure
3 months
36 months
Annual Percentage Rate (APR)
24%
36%
For instance, Suresh takes an Instant Personal Loan of ₹1,00,000 at an interest rate of 24% p.a. on a reducing balance basis, repayable over 24 months. His EMI (Equated Monthly Instalment) would be approximately ₹5,291 per month.
Including processing fees and applicable taxes, the Annual Percentage Rate (APR) would be approximately 26.82%. Over the loan tenure, the total interest payable would be around ₹26,984, taking the total repayment amount to be approximately ₹1,29,344.
1-3% of foreclosure rate would be applicable on closing the loan prior to loan tenure.
Disclaimer: T&Cs Apply. This is a representative example for illustration purposes only. Actual loan amounts, sanctions, and disbursals depend on the applicant's eligibility and are determined solely at the lender's discretion. Please review all terms and conditions before applying. This is a digital illustration created for representational purposes only.
The smart way
to borrow!
Install now & explore flexible loans
that fit your lifestyle.
